Invest with a sustainability orientation

Global Future invests cost-efficiently and with a sustainability orientation in the global capital market – passively, with ETFs and ETCs and without tactical interventions.

We select the securities for your portfolio taking certain sustainability aspects into account. For stability, Global Future includes a small gold allocation.

Total costs including securities, custody, trading and ongoing management range, depending on the investment amount, between 0.37% and 0.85% p.a. and are charged directly to your portfolio. Further information can be found in the ZUWAX contractual terms.

Our proprietary algorithms review your portfolio daily and make automatic adjustments as soon as the allocation diverges from your strategic positioning. As the universe of sustainable securities continually evolves, we monitor the market on an ongoing basis and automatically replace existing ETFs and ETCs as soon as stronger-performing alternatives become available.

The independent Institut für Vermögensaufbau (IVA) analyses the Global Future portfolios every quarter. According to IVA, the portfolios are “well suited to investments in which the promotion of environmentally and socially sustainable economic activities is a material concern” and at the same time, over the long term, “excellent for wealth accumulation.”

Global Future is for investors from 50,000 euros who wish to invest their wealth with a sustainability orientation without compromising on performance and costs.

With ten risk classes – from conservative to growth-oriented – Global Future can be aligned with your personal risk appetite and investment horizon. Before your investment we capture, in addition to your objectives and experience, also your sustainability preferences, as provided for by the statutory suitability assessment.

After the start you expand your portfolio flexibly – with one-off contributions or automatically via a savings plan from EUR 500 per month.

The strategy is classified as a financial product within the meaning of Art. 8 of the Disclosure Regulation. Anyone who does not require a sustainable orientation will find in Global an even more broadly diversified alternative – a switch is possible at any time.

Global Future is managed on a rules-based basis: our algorithms monitor your portfolio daily and rebalance contrarianly as soon as the allocation deviates from your strategic positioning – with discipline and without emotional decisions.

Once a year, our investment experts, together with LGT, review your strategic asset allocation and, where needed, adjust it to long-term market, economic and interest-rate developments. In addition, we continually check whether all positions still meet our ESG requirements.

Global Future invests predominantly in exchange-traded index funds (ETFs) that precisely track the performance of a market index while also taking sustainability criteria into account. We ensure that the contained equities and bonds exhibit above-average environmental, social and governance ratings (ESG ratings).

An exception is a small gold allocation of around 4 % of portfolio value, which we implement via an ETC. Commodities are excluded for sustainability reasons. As with all ZUWAX strategies, we rely exclusively on physically replicating products and forgo swap ETFs.