Invest cost-efficiently

Global invests in a broadly diversified and cost-efficient manner in the worldwide capital market – passively, with ETFs and ETCs and without tactical interventions.

Total costs including securities, custody, trading and ongoing management range, depending on the investment amount, between 0.34% and 0.92% p.a. and are charged directly to your portfolio. Further information can be found in the ZUWAX contractual terms.

Our proprietary algorithms review your portfolio daily and make automatic adjustments as soon as the allocation diverges from your strategic positioning. To that end, we sell ETFs and ETCs that have risen sharply and invest in comparatively more attractively valued positions. In this way we enhance return opportunities and systematically capture market potential.

As the range of index products is constantly evolving, we monitor the market on an ongoing basis and automatically replace existing ETFs and ETCs as soon as higher-performing alternatives are available.

Global is for investors from 50,000 euros who are seeking a performing, particularly cost-efficient portfolio and wish to delegate implementation fully to experts.

With ten risk classes – from conservative to growth-oriented – Global can be aligned with your personal risk appetite and investment horizon. Before your investment we capture your objectives, experience and financial situation and ensure that the strategy suits you.

After the start you expand your portfolio flexibly – with one-off contributions or automatically via a savings plan from EUR 500 per month.

Those who additionally seek active risk management or a sustainability orientation will find suitable alternatives in our Select and Global Future strategies – a switch is possible at any time.

Global is managed on a rules-based basis: our algorithms monitor your portfolio daily and rebalance contrarianly as soon as the allocation deviates from your strategic positioning. In this way, what has risen strongly is sold with discipline, and what is comparatively inexpensive is bought – without emotional decisions.

Once a year, our investment experts, together with LGT, review your strategic asset allocation and, where needed, adjust it to long-term market, economic and interest-rate developments. Tactical bets or short-term market timing are deliberately not part of Global.

Global invests in up to 15 carefully selected ETFs and ETCs across 13 asset classes – from global equities and bonds via commodities to gold. If desired, we supplement with a private-equity allocation.

We rely exclusively on physically replicating products and refrain from swap ETFs in order to exclude counterparty risk. In selection we look, besides costs, at tax aspects, size, history, tradability and liquidity – and automatically replace positions as soon as stronger-performing alternatives become available.